As I understand it, “accelerating” is an increase in speed/velocity, and when a thing stops accelerating it is “accelerated” at a constant speed/velocity. In other words, it hasn’t stopped or slowed, it has just stopped increasing. “Accelerating” is increasing, “accelerated” is constant. Is this correct?This is perfectly correct. What's the problem?
As you say here, the acceleration slows down, and it slows in a way that causes the velocity to approach a limit. Since you won't allow math we can't show you what that limit is, but it should be intuitively obvious that it's c (since that's the point where the acceleration goes to zero).
If so, I’m talking about time dilation slowing down and stopping “accelerating” only, not “accelerated“. In fact I don’t see how “accelerated” could be slowed or stopped by time dilation. If a thing has a constant speed/velocity, then the time dilation that affects it must also be constant.
I’m suggesting that the point where time dilation stops “accelerating” is the point where time dilation governs speed/velocity. As “accelerated” hasn’t been stopped, this point is less than c.