Gulliver Foyle
Philosopher
Myself and my mother were accidentally rearended a good few years ago (before I had a licence so mam was driving). The other party readily admitted fault and it was a fairly minor ding (cracked rear bumper). My mother wanted it off the insurance because she could get it done for roughly €100. The other driver wanted to everything by the book so mam had to go through official dealer who decided the bumper needed replacing and charged north of €2,000.In a funny sort of way I actually quite like that attitude to minor dings. Admittedly I'm saying that after having someone pull up behind me and stop while I was in motion pulling out of a parking space where a van had parked next to me and blocked my line of sight, £2k for a single dent. Yes I was at fault, but I use that carpark several times a week and if I see someone reversing out of a space and know it's going to be hard for them to see me I hold back for five seconds dammit!