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credit

  1. rwguinn

    Accurate summary of what went wrong?

    Does the summary here accurately depict what went wrong/led to the problems? (It's a free download of the paper) THis is NOT F=m(d2x/dt2, so I don't fully understand it. IS the "Blurring between credit (loans) and securities" a big part of the problem? I know that too-easy credit was a big...
  2. L

    The Planned Tax Rebate

    Link So as you might have heard, they're planning to give us a tax rebate soon in the hopes of pumping some money into the economy. I was talking about it with my mom and she'd mentioned that she'd heard commentators lamenting that the money would be used to pay bills instead of people going...
  3. T

    177% APR, legal loansharking

    They publish their APR in big letters, no-one challenges it as excessive, so a big company gets away with loansharking. http://www.providentpersonalcredit.com/ Typical APR 177% although they quote 220% for some loans. I am trying to fight anger because my not-great-with-money mother just got...
  4. B

    Get Free T-Shirts, Lower Your Credit Score

    Just one more reminder that if it's free, you probably can't afford it.
  5. bigred

    "Fair Credit Act" and the big 3 reporting agencies SUCK

    You want a reason why Americans are uptight, here's a place to start :mad: f-ing morons. I'm told by a utility co. that I have a "fraud alert" on my report (whatever that means). I try to get a "free" report which I'm told by law I'm owed....and the cheapest I find is $9.50. And...
  6. R

    Taking credit for cures

    I was reading about a spontaneous remission case when it struck me. Most people in the western world who have life-threatening cancer will have conventional treatment AND people praying for them AND some complementary treatment (from completely woo-woo to just plain thinking poisitvely). Now...
  7. M

    look credit card companies are being evil

    What a suprise. This is an email my school sent me today This message is being sent using E-mail to Groups ( UM Students ). What does paying your cell phone bill have to do with the interest rate on your credit card? Maybe more than you think? Under a clause called "universal default," some...
  8. R

    Subdermal Microchip Credit Card

    Has anyone seen this? https://gvsregistry.4verichip.com/index.html They are high on dope if they think I'm sticking one of those in my body. Talk about "invasive" goverment.
  9. headscratcher4

    Magic using Credit Cards....

    Thought some of you would find this fun.... For the more skilled, does it work? http://www.hippy.freeserve.co.uk/credcard.htm
  10. B

    Question about unreadable credit cards

    One for the physicists,electrical engineers and/or computer scientists - on occasion when I swipe my credit card at the supermarket, it comes up "unreadable". The kid at the register hands me a plastic bag, I put the card in the bag and swipe again, and it works. What's going on? Something to do...

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